Recovery After the Storm

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Recovering from a hurricane begins with understanding the steps needed to stay safe, document damage, and access available assistance. This page provides guidance on immediate actions to take once conditions are clear, including safety precautions, debris guidance, damage reporting, and how to connect with local, state, and federal recovery resources. You’ll also find a recovery checklist to help you stay organized as you navigate cleanup, repairs, and support programs. Explore the links below for information on damage reporting, debris removal, FEMA assistance, and other recovery services. 

Recovery Checklist 

1. Document Damage

  • Take photos and create an inventory of damaged property 

  • Renters insurance may cover personal belongings 

  • If uninsured, apply for FEMA aid for personal loss and temporary housing

2. Contact Your Insurance Company 

  • Report all damage and begin the claims process. 

  • Ask your adjuster what documentation is needed. 

  • Don’t discard high-value items until advised by your insurer. 

  • Keep a log of all communication with your insurance provider. 

3. Apply for FEMA Assistance  

  • Call 800-621-FEMA (3362) 

  • Use the FEMA app to apply and upload documents 

4. Separate Debris Properly  

  • Vegetative Debris: Tree limbs, leaves, branches 

  • Construction & Demolition Debris: Drywall, wood, carpet, insulation, siding 

  • Appliances: Refrigerators, washers, stoves (remove doors) 

  • Electronics: TVs, computers, phones 

  • Hazardous Waste: Paint, motor oil, propane tanks (do NOT place curbside—take to a disposal site) 

  • Photograph all piles before pickup. This documentation may support reimbursement or aid eligibility. 

5. Verify Contractor Licenses  

  • Avoid contractor Fraud: ask for a state license and insurance proof. 

  • Avoid contractors who show up unsolicited or demand immediate cash. 


Recovery Resources